Our discussion group strives to educate each other on financial matters:

* Medicare & supplements plans, advantage plans, drug plans

* Social security, retirement, IRA

RMD, QLAC

RMD - required minimum withdraw from IRAs when one reaches age 72.

QLAC - qualified longevity annuity contract - 13500 dollars are shielded from

RMD if that amount is put into QLAC and withdrawn after age 85.

* Investment vehicles (e.g. stock, bond, commodities, convertibles, annuities,
etc.)

Health maintenance

* Computer software, security, and hardware